If you are rejected for both versions of the Walmart Credit Cards, you have a couple of options. What To Do if Your Application Is Rejected If you’re considering applying for the card, make sure to lift any credit freezes you might have in place with all three companies. However, some online reports say that the issuer pulls from all three major consumer credit bureaus: Experian, Equifax and Transunion. What Credit Bureau Does the Walmart Card Pull From?Ĭapital One doesn’t specify which credit bureau or bureaus it pulls from. If you are preapproved and go ahead with your application, there will be a hard credit pull, however. The preapproval process is a “soft” credit check and won’t have any impact on your credit whether you’re preapproved or not. If you are not preapproved for the Capital One version of the card, you’ll automatically be considered for the store card version. One thing to know before applying is that Capital One will allow you to see if you’re preapproved online. In most cases you’ll receive an answer of approval or rejection shortly upon completing your application. In each scenario you will have to provide the same basic information including your name, Social Security number, employment status, income and monthly housing costs. Someone will be there to assist you with any questions. You can also go into a Walmart store and apply at the Customer Service Desk. In either case, simply click on “Apply Now” and follow the instructions. You can go online to or the Capital One Walmart Credit Card home page. The process to apply for a Walmart Credit Card is similar to applying to any other credit card.
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